A roof insurance claim typically begins when a homeowner contacts their insurance provider after storm damage. From there, an adjuster is assigned to evaluate the damage and determine what is covered under the policy.
While every policy is different, most adjusters look for visible signs of weather-related damage, such as:
Storm Guard’s team doesn’t determine coverage. That’s always between you and your insurance provider. Instead, our team focuses on providing accurate roofing assessments and clear documentation that helps you understand the condition of your roof before you make repair decisions.
After a storm, we perform a detailed roofing inspection to identify and document any visible damage. This provides a clear picture of your roof's needs and supports your discussion with the insurance adjuster.
We capture high-quality images of the affected areas, so you have organized, visual evidence of the damage. This documentation belongs to you—it’s a record of your roof’s condition at that point in time.
Once the inspection is complete, we explain what repairs or replacements may be needed and answer your questions about materials, timelines, and workmanship.
Storm Guard has earned the trust of homeowners across the country through our commitment to education, craftsmanship, and integrity. We use only high-quality, industry-approved materials to ensure durable, long-lasting results that consistently meet or exceed professional standards.
We understand that storm damage can disrupt your routine and raise concerns about your home’s safety. We aim to simplify the process, providing clear answers and experienced guidance — without pressure or promises we can’t make.
If you suspect storm damage, don’t wait until minor issues become major problems. Schedule a professional roof inspection with Storm Guard Roofing of Columbus. Our experienced team will walk you through the findings, explain the repair options, and help you take the next step toward restoring your roof with complete confidence and peace of mind.
Call (614) 568-4019 today to schedule a Trusted Consultation!
Most insurance policies cover sudden and accidental damage caused by weather events such as hail, wind, lightning, or falling debris. Damage from age, neglect, or poor maintenance is typically not included. Always review your individual policy for details.
That depends on the extent of the damage and your policy's terms. If the storm damage is significant and covered, your insurer may authorize a full replacement. In other cases, coverage may apply only to specific repairs.
Most insurance providers ask that you report potential storm damage as soon as possible—often within 30 to 60 days of the event. Prompt reporting helps ensure your claim is reviewed correctly and that any damage is documented before it worsens.
Not necessarily. Claims caused by uncontrollable events like hail or high winds don’t always lead to higher premiums. However, frequent claims or those tied to maintenance issues may have an effect. It’s best to confirm details directly with your insurance provider.
If you believe something was missed, you can request a reinspection or provide additional documentation. Storm Guard can supply an independent roofing inspection and visual evidence for your records, which may help clarify your roof’s condition.
We recommend scheduling a professional inspection as soon as it’s safe. Quick inspections help identify potential leaks or structural damage early, preventing further problems.
Unless otherwise noted, each use of "Storm Guard," “us,” “we,” or “our” throughout Stormguardrc.com collectively refers to both the Storm Guard brand and the Storm Guard Franchise System, which is made up almost exclusively of independently owned and operated franchise locations.