Several types of roof damage may warrant a roof health assessment and lead to an insurance claim:
Damage assessments are often done after storms to support an insurance claim, which is why they are sometimes referred to as storm damage assessments. During this process, a roofing professional carefully inspects your property, takes digital photos, and helps prepare a repair estimate you can share with your insurance company. For a roof damage assessment, contact Storm Guard at a location near you!
Understanding your roof’s condition is the first step toward maintaining a leak-free home. When it’s safe to do so and from a secure spot, here are some simple steps you can try:
In most cases, a homeowner's insurance will cover roof damage from events like an insured peril, such as a storm. Before filing your insurance claim, however, you will need a professional roofing specialist to assess the damage and provide a repair estimate.
Filing an insurance claim can be frustrating if you're not familiar with the process. This is why at Storm Guard, we will guide you every step of the way to help you avoid mistakes. We'll also generate a fair repair estimate to support your claim.
You will know your roof is damaged if you spot missing or broken shingles, cracks in the flashing or skylights, or visible leaks. However, not all damage is easy to see—check your attic for water spots. If they’re present, your roof points to a problem worth addressing.
Storm damage often shows up after extreme weather. Look for broken or missing shingles, holes, cracks, or water leaks. Each one signals your roof may need attention.
Homeowner's insurance often covers roof damage from natural events or unpredictable causes—but not always. Some policies limit coverage to hail or wind damage. To strengthen your claim, be sure to document all storm-related damage clearly, proving it wasn't due to lack of maintenance.
If paying for repairs upfront isn’t possible, you still have options. Many homeowner’s insurance policies cover storm-related roof damage, and your Storm Guard service provider can support your claim preparation and help you explore financing plans for your deductible.
Surprisingly, your insurance payment may even decrease, thanks to the added reliability of your new, sturdy roof.
Unless otherwise noted, each use of "Storm Guard," “us,” “we,” or “our” throughout Stormguardrc.com collectively refers to both the Storm Guard brand and the Storm Guard Franchise System, which is made up almost exclusively of independently owned and operated franchise locations.
